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Beyond compliance.
Better decisions.

Senior financial leadership for startups, scaleups and SMEs — the judgment of a seasoned CFO, engaged fractionally, at the moment your numbers start to matter.

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Startups · Scaleups · SMEs / Athens & remote across Europe

№ 01

One finance function — from compliant records to better decisions.

  1. Accounting Services

    Accurate books, reconciliations, myDATA alignment and a disciplined monthly close that gives management a dependable view of performance.

  2. Tax Services

    A visible corporate tax calendar for VAT, withholding, income tax and other applicable obligations, tied back to reconciled accounting data.

  3. Payroll Services

    Controlled gross-to-net payroll, employee outputs and coordinated ERGANI II and e-EFKA/APD processes, with a real approval point before payday.

  4. Fractional CFO Services

    Senior financial leadership for cash flow, forecasting, management reporting, fundraising and the decisions that shape the next stage of growth.

№ 02

Finance functions, built by people who have run them.

Growth CFO Services is a partnership of professionals who have spent their careers inside businesses — building the finance function in companies of very different sizes across Greece, from early-stage startups to established groups.

We have done the work ourselves: implemented the systems, redesigned the processes, and rolled up our sleeves inside accounting and finance teams when that was what the business needed. That operator’s mindset comes with us to every engagement — advice grounded in practice, not theory.

On the ground

  1. Systems implementation
  2. Process improvement
  3. Hands-on accounting & finance

№ 03

Senior attention, embedded in how you run the business.

Most growing companies do not need a bigger finance department. They need the right financial judgment at the right moments — the pricing decision, the fundraise, the hire that doubles payroll. That is the gap a fractional CFO fills.

We work inside your operating rhythm rather than alongside it: one senior partner, a fixed monthly cadence, and numbers you can defend in front of investors, banks and your own team.

Diagnose

A focused review of your books, cash position and reporting rhythm. Within two weeks you know exactly where the numbers stand — and what they are not telling you.

Build

We install the foundations: a monthly close calendar, a rolling cash forecast, and the handful of metrics your business actually runs on.

Operate

Ongoing fractional leadership in your management rhythm — board meetings, investor updates, hiring and pricing decisions — with a CFO at the table.

№ 04

The standards every engagement is built to reach.

Cash & Runway

Liquidity stops being a month-end surprise.

Every engagement opens with the same discipline: a rolling 13-week cash forecast and a weekly liquidity view. Founders see runway moves as they happen — and act weeks earlier.

13weeks of forward cash visibility, maintained weekly

Installed in the first 30 days

Reporting Rhythm

Books closed, numbers in hand, decisions on schedule.

A fixed close calendar with management accounts, variance commentary and the KPIs that matter — delivered on a cadence your board and investors can rely on.

Day 5target for a complete monthly close

Cadence set within 60 days

Fundraise Readiness

One model, from first pitch to final diligence.

The financial model, data room and KPI definitions are built once and kept consistent — so diligence confirms your story instead of interrogating it.

1consistent version of the numbers, everywhere

Ready before the process opens

№ 05

Notes on the numbers that run a growing business.

Cash Flow

The 13-week forecast: a founder’s early-warning system

Annual budgets tell you where you hoped to go. A rolling 13-week cash forecast tells you whether you will get there — and it is the single most useful report a growing company can run.

6 min readJuly 2026

Growth

When Does a Startup Actually Need a CFO?

Most startups do not need a CFO on day one. They need clean bookkeeping, timely tax compliance and someone making sure payroll and supplier payments happen. But that changes.

6 min readJune 2026

Fundraising

Reading Your P&L the Way an Investor Does

Investors do not read financial statements line by line — they read them for a story about trajectory, discipline and honesty. Here is what they look for first.

7 min readMay 2026

№ 06

Start the conversation.

Tell us where your business is and where the numbers need to take it. The first consultation is a working session, not a sales call — you will leave with at least one decision made clearer.

info@growthcfoservices.gr

Athens, Greece

Serving startups, scaleups & SMEs — in Athens and remotely across Europe